My coworker consolidated her loans prior to getting NHSC and she hasn't had any problems either.
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I did not consolidate and have enjoyed my monthly payment going down as I wipe out a few loans a year with the NHSC money in lump sum and my extra money toward the principle. You have to submit your loans when you apply (quite the tedious process if you haven't consolidated, but I chose not to and am happy with that choice) and you would just submit them all at that time to give a grand total of debt. Consolidation is ok on your educational loans as long as they are all for education. I would assume ( you know what they say about that.) that undergrad educational loans would also be covered. I don't know what types of student loans are out there, but NHSC covered all my stafford (subsidized and unsubsidized) and grad plus. I wouldn't consolidate them, I know people who have not been able to participate because of this. I am trying to find a site to stay with long after my "time" with the NHSC is done.Īlso, be careful on your loans. I am working on a transfer through the NHSC and they have been helpful, not perfect, but at least understanding. I have some friends in the NHSC that get paid over 20k more than I do to practice in a rural community 20 miles away from mine who aren't nearly as busy as where I work. I think the NHSC is a great resource and worth it, but you have to be smart about what sites you chose. This was my first job right out of school and my mindset was different than it should have been. Just have a smart head when you start applying for jobs. My site has worked me to the bone, they consider loan repayment into my salary although they are not supposed to. So, in order to fulfill my NHSC contract I have to stay with my site almost a year longer than my original contract with my site. The contract I have with my site is different from the one I have with the NHSC. It took 9 months for my loan repayment to be approved. I've been working for a year at a HPSA score of 16. I recommend checking there to have your questions answered: The NHSC has an excellent website and support staff (it is getting more and more user friendly/customer oriented). With the loan repayment, you find your own job with a site that qualifies and the apply.
![ifactor consulting salary ifactor consulting salary](https://images.static-collegedunia.com/public/image/a0fcaea26e066d624e2ac22ee2e8728a.png)
And if you cannot find a job on your own, they'll certainly point you in the right direction. With the scholarship, they provide a consultant to help you if you need to. Your tuition/loan repayment is NOT deducted from your salary. And sites are required to pay you the going rate for the community. The federal government is paying your tuition/loans. The site that hires you had nothing to do with your loan repayment scholarship. Some things that people don't understand about the NHSC: 1. Plus, I love that I'm serving the underserved and have some amazing colleagues.
IFACTOR CONSULTING SALARY PROFESSIONAL
In addition to my salary, I get four weeks of vacation, an additional week off for CME, reimbursement for joining up to two professional organizations, $1000 towards CME, matching funds in my 401K, all my licensing fees paid, etc.
IFACTOR CONSULTING SALARY FREE
But I'm debt free AND I love my site and will continue working here when my "time" is up.
![ifactor consulting salary ifactor consulting salary](https://pbs.twimg.com/media/Dr1bFtBV4AAnG9M.jpg)
Sure, I have classmates that are making a lot more than me (doing other specialties).
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But remember, there's more to a good job than the salary you make. My salary is more than fair in my opinion. With the scholarship, your tuition is paid up front as well as a monthly stipend and "other reasonable costs". Applications open in the spring (around April) and awards are given out late September/early October. I went to school on the NHSC scholarship which you apply for after you've accepted. You can't apply for loan repayment until after you graduate, pass the PANCE and start a job in a qualified site.